Certificates of Deposit

First Texas Bank offers competitive rates and a variety of terms up to 12 months.

More Information

  • The minimum opening deposit for a CD: $1,000.
  • The minimum opening deposit for a Jumbo CD: $100,000.

Certificates of Deposit may be set up for automatic renewal for your convenience. You will be notified in advance of renewal options.

Individual Retirement Accounts

An IRA may be opened with as little as $100 for a variable rate IRA or $1000 for a fixed rate IRA. A fixed rate IRA may be for 12, 18, or 24 months. A variable rate IRA has a term of 18 months.


  • Interest is compounded and paid monthly to the IRA.
  • Contributions may be made to a variable IRA up to the annual IRS limits.
  • Distributions may begin at age 59-1/2 without IRS penalty.

First Texas Bank offers fixed and variable rate accounts.