First Texas Free Checking

Our First Texas Free Checking account is designed for those customers who are looking for great benefits and flexibility with their checking account. There are no monthly service charges and no minimum balance requirements with this account. You will also receive our superior local Customer Service.

 

More Information

  • Minimum balance to open: $100.00
  • Age 50 or better first check order free (selected style)
  • Monthly E-Statement** with check images
  • Free Debit Card
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Telephone Banking
  • No minimum balance to avoid service charge
  • Unlimited Transactions

**If you have not enrolled in E-Statements, within 14 days of account opening, your First Texas Free Checking will be modified to a First Texas Checking with no check images.

First Texas Checking

First Texas Checking is designed for our customers who are looking for flexibility with their account by having online accessibility and still receiving their monthly statements in the mail. Plus with First Texas Checking, you get all of the wonderful benefits of First Texas Bank’s hometown community spirit and our superior local Customer Service.

  • More Information

    • Minimum balance to open: $100.00
    • Age 50 or better first check order free (selected style)
    • Mailed Monthly Statement:
      • No Check Images: $5.00
        (Age 60 or better: No Monthly Statement Fee*)
      • With Check Images: $10.00
        (Age 60 or better: $2.00*)

        *It is the account holders responsibility to notify the bank when they are of the age of 60 to receive a no monthly statement fee or a discounted fee for statement with images. Once we receive this notification, we will modify the account to a no monthly statement fee or a discounted fee for statement with images.

    • Free Debit Card
    • Free Online Banking & Bill Pay
    • Free Mobile Banking
    • Free Telephone Banking
    • No minimum balance
    • Unlimited Transactions

First Texas Interest Checking

If you are looking for a checking account that earns interest, our First Texas Interest Checking account is the account for you. Plus, you get all of the wonderful benefits of First Texas Bank’s hometown community spirit and our superior Customer Service.

More Information

  • Minimum balance to open: $100.00
  • Age 50 or better first check order free (selected style)
  • Monthly E-Statement or Mailed Monthly Statement with check images
  • Free Debit Card
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Telephone Banking
  • Service Charges: $12.00 service charge if average daily balance is below $1,500
  • Unlimited Transactions
  • Interest Rates are available on request

First Texas Money Market

First Texas Money Market account has tiered interest rates that are determined by the average daily balance maintained. You will also receive the wonderful benefits of First Texas Bank’s hometown community spirit and our superior Customer Service.

More Information

  • $2,500 minimum to open account
  • Age 50 or better first check order fee (selected style)
  • Monthly E-Statement or Mailed Monthly Statement with check images
  • Free Debit Card
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Telephone Banking
  • Tiered interest rates are available on request
  • Service Charges: $12.00 service charge if average daily balance is below $2,500
  • Transaction Limitations: During any calendar month or statement cycle, you man not make more that six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
  • Account will be subject of closure or modification if limitations are exceeded.
  • $10.00 per Excessive Debit Fee
  • Unlimited lobby withdrawals