Personal Savings Account

Our Personal Savings account comes with First Texas Bank’s superior Customer Service and the following features:

Requirements

  • $100 minimum to open account
  • Free Online Banking
  • Free Telephone Banking
  • Interest Rates are available on request
  • Service Charges: $5.00 service charge per quarter if average daily balance is below $300
  • Fees: 6 Free withdrawals per quarter, $2 each after 6
  • Transaction Limitations: During any calendar month or statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
  • Account will be subject of closure or modification if limitations are exceeded.

Teen Savers

Our Teen Saver Savings account is great way to teach our youth the importance of saving.

Requirements

  • $1 minimum to open account
  • No minimum balance
  • Free Online Banking
  • Free Telephone Banking
  • No monthly service charge
  • Interest rates are available on request
  • Transaction Limitations: During any calendar month or statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
  • Account will be subject of closure or modification if limitations are exceeded.

Junior Savers

Our Junior Saver Savings account is designed for children up to age 12 and is a great way to teach children the importance of saving.

Requirements

  • $1 minimum to open account
  • No minimum balance
  • Free Online Banking
  • Free Telephone Banking
  • No monthly service charge
  • Interest rates are available on request
  • Transaction Limitations: During any calendar month or statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party.
  • Account will be subject of closure or modification if limitations are exceeded.